Archives for April 2013

Want A Better Memory? Here’s What You Can Do.

Memory loss, while a nuisance at times, is not as despairing as portrayed. People who suffer from memory loss have many options available to them. With patience, research, and knowledge, you will discover helpful advice for memory loss.

Practice good breathing techniques multiple times per day. Every hour, slowly take in three deep breaths in through the nose. This helps your body de-stress, and delivers oxygen to the brain. Oxygen is fuel for the brain, and a little extra can keep it sharp while improving the ability to remember important information.

If it is necessary for you to recall information, a useful way to do this is to link the information together. When you connect related information together, it helps your brain remember it. In fact, even connecting unrelated information together can help create an association that your mind will recall later. One example of this is something like trying to memorize something by using a short cut to remember it, like the periodic table, reciting something like “peanut butter” can help you out when thinking about lead (or Pb). This bizarre connection helps make it easy to memorize.

Take time for relating the information you want to memorize to information you already retain. If you build some links this will help you learn new information and put it in your long term memory. You can memorize things more quickly using this method.

You could improve your memory while you study by setting a consistent schedule as you learn the material through a variety of sessions. Studying on a schedule will allow you proper time to thoroughly absorb the information you’re learning. It has been proven that people who utilize this studying technique will more successfully remember the information compared to others who attempt to absorb all of the information in one quick session.

Mnemonic Devices

If you want to increase your memory skills and be able to retain information longer, try using mnemonic devices. You can compare mnemonic devices to shorthand writing; the former helps with memory, while the later assists writers. You associate a piece of knowledge with a common word or item and thus you have correlated a roadmap to grab that piece of memory.

It’s a part of life. Find the tips that you need and apply them so that you can life with your memory loss.

The Insurance Agency That Will Fit You Best

If you have never used towing services or use them very infrequently, remove that option from your policy. A tow usually costs around one hundred dollars, but you pay more than that after just a few years of insurance. If you are in an accident, the towing is usually covered under other categories of your insurance, so the likelihood that you will use it is slim.

Insurance Companies

Look for an insurance company with a good reputation that offers low rates when you are shopping for insurance. There are a number of websites that provide reviews and information about insurance companies. JD Power’s website shows customer satisfaction rates of many popular insurance companies. The NAIC site can help give you information about filed complaints against the company. Ambest can also tell you an insurer’s history.

Be sure to compare prices when shopping for insurance. In this way, you can get the best deal. Lots of websites exist that offer free quotes, compare companies, and help you find something suitable.

As you hunt for an insurance policy, focus on finding local agencies that you can deal with in person. If you talk to an agent in person, you may get a better deal, because they want to keep you happy. This is true particularly if the agents realize that you can drop in on them at any time to complain about unfair practices. You may find that going with a smaller, local agency can cost you a bit more, but the cost difference may be worth it based on the quality of insurance and personal attention.

If you have an accident and your car is impounded, try to get the car released from the pound right away. Storing a towed car is typically paid for on a daily basis, and your car insurer will rarely cover the expense if you let these fees pile up.

Always provide accurate information when you are looking for insurance. Some people leave out a few facts in order to get a good deal, but this will backfire on you. When you need the money, your facts will fail to line up, causing the insurance company to possibly forfeit your policy. Be upfront in the beginning, it can help you decide what policy works best.

If cost is a concern to you, consider waiting to get the coverage you need. Whether you are fulfilling a family obligation or a state requirement, you need to only get insurance if you need it, not because it sounds good.